We’ll beat any quote for SR-22 Insurance in California

Can't call? Fill out the form and get your free SR-22 quote in seconds

Can't call? Fill out the form and get your free SR-22 quote in seconds

We’ll beat any quote for SR-22 Insurance in California

Cannot say enough good things about Breathe Easy. They got my SR-22 setup in about 30 minutes and it cost me less than anyone else out there! Plus they’re always there for me when I call. Love these guys.

Sophia

Long Beach, CA

As Seen On

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Why Choose

Breathe Easy Insurance?

SR-22 Leader in California

Our helpful staff can electronically file your California SR-22 with the DMV within 15 minutes.

Low and Cheap Rates

We shop your policy with hundreds of carriers to find you the best possible rates.

SR-22 Leader in California

Our helpful staff can electronically file your California SR-22 with the DMV within 15 minutes.

Thousands of Happy Customers

We’re proud of the fact that we have so many 5 star reviews on Yelp, and thousands of happy customers in California.

About Breathe Easy Insurance

At Breathe Easy Insurance Solutions, we understand the California DMV protocol regarding insurance requirements after a DUI. Our strategy regarding SR-22 filing has been tailored to streamline the insurance process while saving our clients thousands of dollars on their insurance. Our trained DUI insurance staff is here to answer any questions you may have regarding DMV rules and regulations, SR-22 filing, and DUI class information.

FAQ’s

Will my license be suspended?

It depends on the circumstances, but usually a convicted DUI results in a suspended license. Most first time offenders will be able to get their driving privileges restored after as little as ninety days.

How will my insurance be affected?

Most likely your insurance rates will dramatically increase if you are convicted of a DUI. Your regular insurance carrier will likely charge a higher rate than an insurance company that specializes in DUI insurance like Breathe Easy Insurance.

What is an SR-22?

Though many people believe that an SR-22 is an actual insurance policy, it is not. “SR” is an acronym for Safety Responsibility. An SR-22 is a certificate that proves that you carry enough insurance coverage to satisfy a California state requirement based on a driving violation or judgment levied against you. This legal certificate is filed and certified electronically by your insurance carrier.

The certificate verifies that the insurance carrier will report to the California DMV if your coverage lapses for any reason. The SR-22 is an attachment, also known as a “rider” in the insurance industry. This rider is attached to or associated with a specific standard insurance policy, but extends the policy to verify financial responsibility and continued coverage to ensure the driver remains in compliance with the judgment.

Do I need an Ignition Interlock Device?

If you have been stopped for DUI, your license will be suspended. However, you may still regain driving privileges with the installation of an ignition interlock device.

An Ignition Interlock Device is a device connected to your ignition to measure your blood alcohol level. You will be required to install an IID on your second conviction of a DUI. The court may require you to install an IID for a first time DUI conviction in the pilot counties of: Alameda County, Los Angeles County, Sacramento County and Tulare County. Also, every court has discretion, but is not required, to order an IID for a first time DUI conviction. That is why hiring an attorney can be very critical in your defense.

Who must maintain an SR-22 insurance certificate to drive in the state of California?

Any of the conditions below may result in a judgment for the SR-22 requirement:

  • Conviction for driving Under the Influence (DUI)
  • Excessive number of tickets
  • Prior to reinstatement of a suspended driver’s license
  • Driver’s license suspension for driving an uninsured vehicle
  • Failure to show proof of insurance during a traffic stop
  • Judgments that remain unsatisfied
  • Child support payment default
  • Presenting falsified insurance documents
  • Reckless operation of a motor vehicle, “drag-racing,” engaging in a speed contest
  • Manslaughter, involuntary or voluntary

There may be additional reasons for an SR-22 requirement to be imposed. You can check the California DMV website or visit your local DMV office for a complete listing.

What are the minimum liability coverages for the California SR-22 requirements?

The minimum coverage requirements for a California SR-22 are designated as follows:
$15,000 – Death and bodily injury coverage for one individual
$30,000 – Death and bodily injury coverage for two or more individuals
$5,000 – Damage to property

The insurance industry expresses these limits as “15/30/5.” These limits are the bare minimum required by law for a California SR-22 insurance policy, however, many people will opt to obtain coverage beyond these limits. For instance, the $5,000 limit for property damage is quite low. Consider if you are found to be at fault in an accident with a $100,000 vehicle! Only $5,000 would cover your obligations to the owner of the vehicle, and you would personally be responsible for the remaining balance.

Additionally, if you get into an accident that damages non-vehicular property and you are deemed to be at fault, you are responsible for compensating the property owner for the damage. For example, if you damage a park bench, lamppost or some other property owned by the municipality, rest assured that the city will demand repayment for the property. If you have had the foresight to expand property damage coverage limits on your insurance policy, your policy will cover the costs up to the policy’s limits. Discuss your options for coverage limits when you set up or change your policy with your insurance carrier.

About the

Company

It starts with a commitment of customer service. To you, your goals, and your situation. At Breathe Easy Insurance, we pride ourselves on our independence and our status as an Insurance Brokerage and the leader in SR-22 DUI Insurance. That means we represent many leading insurance companies, and have the flexibility to place your coverage from among a wide array of providers. With our experience, years of service and breadth of expertise, we are well-versed in all aspects of insurance coverage and will craft an effective insurance solution that meets your circumstances and budget. We are honored to be referred to by so many outstanding DUI attorneys across California and we take our commitment to excellence to work with us everyday providing the best SR-22 insurance rates in California.

Call Us Today at (866) 800-6047 or fill out the form and get your free SR-22 quote in seconds.